अनवट वाटा

पून्हा भेटशील वाटले नव्हते,

अनवट वाटेवरी, अलगद पापण्यांच्या कडा ओल्या झाल्या.

आणि आठवणी चा अल्बम नजरेत समोरून गेला.

एकमेकांना ओळखत असून ही अनोळखी होतो.

काय बोलावे ते सुचत नव्हते, शब्द अपुरे पडत होते.

पहात होतो एकमेकांना, निःशब्द..

Shayar ki baatein

Hum Aise hi gujar rahe the Raaste se.. Achanak wo Samne aayi.. Muskurai..mein bhi Muskuraya Bolchal hui..Hamesh ki tarah mein ne use choclate dedi usane haste haste wo swikar ki hamesha ki tarah Aur Boli..Tum Hamesha kuch na kuch gift dete hi rahate ho lekin mein ne aaj tak tume kuch nahi diya..mein ne usaki nazar se nazar milayi aur man hi man mein kaha..tumara hasna, tumari bebaaki se kahana, ooof majboor kar deti hai mastishk se aise shab nikal kar lafzo par Aakar kalam ban kar shabdon ki surili ladi ban ke kavita Ban jaati hai phir bhi kahati ho ki tum muje kuch nahi deti ho..mera gift to usake samne to kuch bhi nahi..ye baat man mein hi kahakar waha se nikal gaya (haste haste).

कविता

                राजकीय कार्यकर्ता

नेत्यांच्या सभेला पायघड्या घालून, सभेला उपस्थित राहणारा तो कार्यकर्ता, रात्रंदिवस पक्षा साठी झागडतो, कार्य सिद्धीस नेही तो कार्यकर्ता, नेत्यांच्या एका आदेशा वरून आंदोलने, दंगा घालून मार्ग तडीस नेण्यासाठी लागतो तो कार्यकर्ता, नेत्यांच्या सभेला गर्दी वाढवून सभेची शोभा वाढवणारा तो कार्यकर्ता!!
मात्र नेता, विरोधी पक्षांवर आगपाखड करुन सभेला मिळवतात हश्या आणि टाळ्या, तर कधी विरोधी पक्षांवर लगावतो टोला, आणि निवडणूक जवळ येता, घालतील गळ्यात गळा!!
नेत्यांच्या आप्ता च्या समारंभात असतो, विरोधी नेत्यांचा गोतावळा, तेथे ही थारा नसतो कार्यकर्तास.
कधी तरी अदबीने आमंत्रण दया, पान, सुपारी व अडकीत्ता.

निवडणूक जवळ येता, नेत्यांच्या जवळच्या ची वर्णी लागते..काका, मुलगा, पुतण्या.. तिथे ही उपेक्षित रहातो कार्यकर्ता...
कधीतरी विरोध दर्शवा नेत्याला कसा बघा भानावर येईल नेता!!

तुषार बागडे
भ्रमणध्वनी ९८२०७१८०७९

To say that Agra is synonymous with the Taj Mahal would not be making a declaration too sweeping or surprising . This universally regarded wonder is a testament to both the architectural finesse of the Mugal Era and the level of the crafts man ship and vision that was prevalent. but the Agra doesn't being and end at the Taj; in fact it would be dismissing the city's rich history to not take into account other places and spots that have played their role in documenting the past. And then moving forward form just experiencing the past in Agra. The city's local culture is a full of so much energy that you will need to take minute to stop and look around to truly appreciate everything that is happening around you.

Marvel in marble
This is probably the most well-known 'secret' of Agra, ad understandably so, as this yamuna-overlooking-mausoleum was the first tomb in india to have been built entirely out of marble. despite being constructed before Taj, and also setting a precedent in terms of marble constrction and pietra dura art it is still popularly known as baby taj. it is the tomb of mir ghiyas Beg, the farther of NurJahan (jahangir 's wife)
     On the exterior of this structure one can see many a wone glass, done inthe pietradurastyle, which was amusedlyexplain to us as having been doneby Nur jahan to appease one of jahangir's  many indulgences. the construction of the building was complected in 1628CE, with multiple chambers for the royal and prime minister . The scene stealer at this monuments was the pietra dura work. This form of arts invloves making pictorial mosaic work using stones and semi precious stones, and in this casefitting them into themarblebase. the sheer detailof this work make you stop and marvel at the patience and skill that would be required to produce such beauty.

Earthy Expressions

                                                              NURTURE OUR CULTURE

Folk art tribal art are easily recognizable-Bright colours, bold strokes, quaint way of representing people and animals.Many actually tell a tale! India being a vast country and with so many agriculture communities and tribes living close to nature, Many art forms evolved. Many have all but disappeared. Fortunately, there is an interest in such traditional art forms and efforts are being made to revive some of them.

Madhubani Painting

     Madhubani district in Bihar represents almost centre of the territory known as Mithila. The  art form that is believed to have originated from here is known as Madhubani or Mithila art. The origin of the art form may be traced to king janaka who order his people to decorate their homes,celebrating the wedding of his daughter sita, also know as mithali (daughter of mithila) with lord Rama. This is essentially a form of wall art-usually done on freshly plastered or a mud wall.Each of the painting or representation may tell a story or illustrate a specific occasion.the traditional images are derived from our Mythology. Thus they may feature stories about Rama and Sita, Krishna, Ganesh and so on.Strong colours such are Red.yellow, Green and Black are used. you will rarely see any gaps or empty spaces in the paintings!even the small spaces between the larger figures are filled with creepers, animals and birds or geometric patterns making it very detailed. the work demands high level of concentration and each such painting is unique.

     How is the painting done? Not with a set of tubes of water colour or bottles of poster paints but using fingers,twigs of sticks, nib pen and even matchsticks! The colour used are derived from different flowers,berries, tree bark and clay. Black , for example, may be obtain from soot mix with cow-dung while white is got from rice powder. Red is from kusum flowers and blue form indigo and so on. Thus it is very nature based.

MADHUBANI PAINTING 

     There are five distinctive styles in madhubani itself: Bharni, Katchni.Tantrik,Godhna and Geru and khobar. while some of these depict gods and goddesses, other depict daily life of people including festive occasions such as birth and marriage or festivals such as Holi or Durga puja. A distinctive features is sharp noses and bulging eyes and the two dimensional appearance of humans and animals.

     Today, Madhubni is fairly well known world over and many artists have received state and national award. imagine, just a little over fifty year ago. not many knew about this beautiful art! after and earthquake devastated  Bihar in 1934. William archer who was then the local collector is believed to have stumbled upon it and he took some photographs of wall and floors decorated with the painting, but it was only in 1966. After a major drought in the region, that the all India Handicrafts board encouraged women of the region to transfer their art from walls to paper so that they could sell these beautiful painting and generate income.

     Today it is an art form that is  highly sought after the throughout the world and even has the GI (Geographical indication) status meaning that the art form is identified with the place of origin. it has become popular enough to feature on saree and dress materials apart from painting on canvas or paper!

START-UP INDIA

WHAT ARE START-UP?

As the very term suggests, start up are new companies that are in their initial stages of operation. They are founded by entrepreneurs who believe they have a product or service that would have a lot of demand. However, they generally have very small revenues and high cost as they are in their initial stages.Therefore they cannot sustain themselves without funds from external sources.

     However, start up find extremely difficult to fund. studies indicate that more than 90% fail due to lack of funds. investors do not invest unless there is reasonable promise that the start up will succeed. A number of factors are involved in determining if a start-up is likely to succeed, the most important being the nature of the product and services, the capabilities of the founder and the timing. A product that is way ahead of its time, for example, may not make money in the near future. Needless to say, money is extremely important for business to become and remain profitable.

     In spite of all the odds, several start-up have emerged in the last decade. people are also quitting regular jobs to build start-up,although it is extremely risky.

WHY ARE PEOPLE ENTERING THE START-UP COMMUNITY?

Some of the reasons are:

• The desire to do something path-breaking or useful to the society
• To get more respect in the business community
• To have full control
• To Make money
• For a sense of satisfaction from achieving something phenomenal
• for future opportunity, as building a successful start -up paves the way to high paying job offers and even a chance to a board membership in big companies.

FUNDING

As the number of start-up have kept multiplying so have the funding options. those who invest in stat-up do so on account of the need to be part of an innovation, to actively participate in the development of a product or service and to reap good return on their investments.

Ways of funding a start-up

Self funding: A start-up can resort to funding at any time.However, to begin  the business, the founders either need to invest their own savings or borrow from friends and family. This is because unless a  tangible is up and running, no external party will be willling to part with their money, either in the form of an investment or as a loan.

Crowdfunding: This funding options has gained a lot of popularity in the past few years. it is mean of encouraging a creative person by providing money in form of an investment or a loan. The entrepreneur presents a case on the nature of his/her business, plan for growth and reasons why one must in the venture. people who believe in the prospects of the business then invest in it and may or may not share a percentage pf profits.

Angel Investors: These are individual investors with surplus cash and keen eye for investing in good businesses. some of them even have networks that collectively screen start-up and decide on the best ones to invest in. In addition to Venture capital companies: These are professionally run fund companies that are in the business of investing in start-up. they provide funds and act as mentors, guiding start-up to success.

winning competitions: some start-up win competitions that fund them.

Bank Loans and Loans from non banking finance corporations: like any business, start-up also have the option  to raise bank loans. the other option is to raise loans from other financial institutions

Government funded programmes: several government funded programmes helped fund certain start-up.

DID YOU KNOW?

Globally, India occupies the third position with over 4,200 start-up providing 80,000 jobs in the technology space.

The total number of  investors grew by 2.3 times in 2015; 80% of the investors were foreign based.

SUCCESSFUL START-UP IN INDIA

 An online cab aggregator

 An Indian company serving in the e-commerce sector An Indian online travel company

An online marketplace

MICRO FINANCE

MICRO FINANCE

Micro finance is a kind of banking service provided to low income groups who do not have easy access to loans. the focus of these groups is to help small business. They do not take colaterals, unlike regular fiance institutions.

     Those who are offered micro-finance need to  go through a training period where they are thought various aspects of managing money.It is only then that a loan can be accessed.

      In order to ensure that people who take a loan return it, part of their income is kept as insurance. Loans are given at reasonable interest rate. The 'credit worthiness" of each member increases each time a loan is paid back on time.This increase the chances of getting a loan second time.

       Micro-finance as a concept has grown in popularity and there are several such initiative in existence today. The first micro-finance group to receive recognition was the Grameen Bank foundation in Bangladesh, which was founded by Muhammad Yunus. While most institution involved in the field of micro finance mainly provide easy access to loans,some also provide another support services to encourage entrepreneurship. An example includes training programmes to acquire professional and technical skills required to succeed in business.

SELF-HELP GROUP

Self help groups or SHGs are a variation of the concept of micro finance. The difference between the two is that these are formed by women who save a part of their income and contribute it to the group's collection. there is no third party involvement in this group. if a member of the groups require money, the group as a whole decides if the member's need is valid and then processes a loan from the collection,

GOVERNMENT SCHEMES

The government also provides schemes to provide easy access to loan at reasonable interest rates for low income groups.

DID YOU KNNOW

Muhummad Yunus won  the Nobel peace prize for his phenomenal work in the field of micro finance in 2006.

The world bank estimates that more than 500 millions people benefit from several micro-finance projects across the world.